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Alleged NDB fraud sparks questions over banking oversight and regulatory failures

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By The Pulseline News Desk

The alleged Rs. 13 billion fraud at the National Development Bank (NDB) has evolved beyond a case of financial misconduct into a wider debate on corporate governance, regulatory oversight and the effectiveness of Sri Lanka’s banking supervision framework.
The issue came under scrutiny at a recent meeting of the parliamentary Committee on Public Finance (COPF), where Chairman Harsha de Silva described the incident as a “catastrophic failure of institutional governance,” questioning how a vulnerability involving billions of rupees could remain undetected for more than 18 months.
“When a multi-billion-rupee vulnerability goes completely unnoticed for such a long period, serious questions arise about internal controls and oversight mechanisms,” De Silva said, stressing that public confidence in the banking system depends on accountability and transparency.
The controversy has also drawn attention to the role of regulators. During discussions with Central Bank of Sri Lanka (CBSL) officials, COPF members sought explanations as to whether warning signs should have been identified earlier and whether supervisory mechanisms were sufficiently robust to detect irregularities before they escalated.
The matter gains added significance in light of observations made by the International Monetary Fund (IMF), which, according to COPF discussions, highlighted the need to strengthen CBSL’s supervisory and regulatory functions in its recent programme reviews.
CBSL officials had informed the committee that a forensic audit is currently underway to establish how the transactions occurred, identify weaknesses in internal systems and determine the methods used in the alleged fraud. An interim report is expected shortly, while the final report is due in July.
However, committee members have also raised concerns over the involvement of NDB in defining aspects of the forensic investigation, questioning whether an institution under scrutiny should have any role in shaping the scope of the inquiry. Officials have responded that while the bank had provided an initial draft, the final framework was developed and approved by CBSL.
The investigation is expected to examine transactions spanning a decade, reflecting the scale and complexity of the alleged fraud.
Adding to the seriousness of the matter, Public Security Minister Ananda Wijepala recently told Parliament that funds linked to the fraud had been transferred overseas, raising the possibility of cross-border financial investigations.
As authorities seek answers, the case is increasingly being viewed as a test of Sri Lanka’s financial governance architecture. Beyond recovering losses and identifying those responsible, the outcome is likely to influence future reforms aimed at strengthening banking supervision and restoring public confidence in the country’s financial institutions.

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